Factors that affect Auto Insurance Policy Premium

There are different factors which can affect the auto insurance premium. Those factors are called risk factors.

• Age: Age is one of the major factors for auto insurance. Below the age of 25 have greater risk of being in an accident than the over age 25.
• Gender: According to statistical records, women have safest records than the men.
• Marital status: The married person will pay lesser premium than the single person.
• Geography: The people who are living in less traffic or no traffic areas, they will pay less on insurance. But the people who are living in congested cities with more traffic they will spend more on insurance.
• Occupation: The insurance companies will take the occupation also as a risk factor. Why because the news paper delivery person will have greater risk than the personal banker sitting at their desk all day.

There are many factors which can affect the auto insurance premium. Some of the factors are controllable and some factors are uncontrollable. The age, gender, marital status, geography, and occupation are uncontrollable factors.

Quality Interviews For Hiring The Right Candidate

Hiring the candidate is difficult task. By conducting quality interviews, interviewer can easily hire a right candidate. For conducting quality interview, the interviewer should follow some steps.

• The interviewer need to do some home work before going for the interview, this means the interviewer should study the information about the resume, cover letter, and any other material that was submitted to the organization by the candidate. It will save the time whiles interviewing the candidate. If the interviewer is familiar with that information, he or she can easily frame the questions based on candidate education, experience, and skills.
• The interviewer should not take the decision based on first impression. Interviewer needs to study the behavior of the candidates by asking behavioral questions. Their resumes may be filled with different skills such as “I am a team player”, “multitasking”, “Organized”; anyone can include this on resume. By asking behavioral questions, the interviewer can identify the facts.

After completion of the face-to-face interview, the important task is evaluating the answers. The purpose of asking questions is not to get the correct answers.

The purpose is only to assess the candidate’s reaction towards the tricky questions.

Importance Of Barcoding In Car Rental Agencies

Car rental agencies use many techniques to provide rental car security at the airport terminals. Barcoding systems are one among them. Whenever a vehicle leaves from the terminal, a guard scans ID barcode on each car with a barcode scanner. The location of car at the terminal, time and date is noted at the time of scanning.

The agencies have drivers who drive the cars from one terminal to other terminal to deliver inventory with demand. Each driver is provided with an ID badge with a barcode. When the driver is running a car from the terminal, the ID badge on the car and the driver's ID badge is scanned. Now the destination is interpreted into the scanner. Every day the scanners are programmed into a computer, supplying the agency with complete information of all car movements, driver ID, and data. This operation records and reports on nearly 100,000 transactions per month.

Steps For Successful Landscapes

Are you planning for landscaping your area? These are the steps to have successful landscapes and to have beautiful landscapes.

• Build flourishing soil. Maintain current soil and vegetation (especially trees) wherever it is possible. Enhance disturbed soils with compost. Mulch (protective covering) existing landscapes repeatedly with wood chip, coarse bark, leaves or compost.

Different Methods Of Self Storage Security

Self storage security is very important factor when renting self storage space. Every self storage facilities need to have a self storage security plan in place. Self storage security can range from basic security protection to high end total security of storage space. It depends on the value of the items that are stored.

Check these things before storing your valuables in storage unit:

• There should be general security alarms in each storage unit that is supervised.
• Fire and smoke alarm systems should be present which can control accidental fires from spreading.
• There should be controlled 24 hour access systems that tracks customers and visitors as they enter and leave the place.
• Key code or swipe card access should be provided for storage unit to track individuals accessing each storage unit.
• There should be Intercom systems that restricts unauthorized access to specific private areas.
• There should be 24 hour guard service or security guard spot service with complete information.
• There should be lightning systems which are motion sensitive on the internal & external buildings and corridors.
• Perimeter fencing or concrete walls should be present to prevent thieves from entering or exiting the place undiscovered.
• Reinforced storage units provide added security against redundant breaking.
• There should be sole key holder policy to make sure that there is only one person with a key to storage space.

Know the difference between Split and Window ACs

Air conditioners are becoming the necessity rather than luxury these days. As the technology is developing day by day, air conditioners are becoming cheaper and cheaper. Check their price twenty years back and compare with today’s price. I am sure there will be a lot of difference than what you have imagined.

Now a days every above middle class family and a reasonably big office is using air conditioners. If you are not among them and want to know some basic differences between the common types of air conditioners, read this to get some idea.

Plan well before you air-condition your home or office. Know about the electricity consumption and other maintenance costs involved. Check whether window type or split type air conditioning system is better for you.

The main difference between a window and a split type air-conditioner is the initial cost of equipment and installation. For a given capacity of the systems, the running cost is almost the same for both the types. Though a split type AC may consume a small amount of extra power as it has an extra motor. Also the efficiency of the both types is same.

The level of noise in a window air conditioner will be noticeable as it is fitted on the wall. Whereas the split AC will be silent as the noisy compressor is placed outdoors.

Different Situations Of Drug Testing At Workplace

Employers execute drug-free workplace programs to safeguard their businesses from the influence of drug abuse. So, they perform drug testing for employees at different situations.

• Pre-employment testing is organized to prevent the hiring of individuals who illegally use drugs and those applicants whose result is negative is generally selected for job.
• Random also known as spot testing, is a strong obstacle to drug users because it is conducted on an unannounced or unpredicted basis.
• Reasonable suspicion/cause testing, sometimes called as “probable-cause” or “for-cause” testing, is conducted when supervisors have sufficient evidence to suspect illicit drug use by employee who has physical symptoms of being under the impact of drugs or impressions of abnormal or erratic behavior.
• Post-accident testing is conducted following an accident. It is sometimes called as “post-incident” testing. It helps determining whether drugs were a factor of accident. Examples include death, injuries that make someone to be removed from the place for medical care, damage to vehicles and charges issued by the police.
• Return-to-duty testing involves a one-time, announced test conducted on an employee who has tested positive previously and is qualified to return to the workplace after completing substance abuse treatment. This type of testing is also conducted for any employee who has been absent for longer period.
Follow-up testing is conducted on an employee who returns to work after rehabilitation for a drug problem and tested at unannounced (surprise) random intervals to make sure that the individual remains drug-free.

Other types of testing used by employers are voluntary, probationary, pre-promotion, return-after illness, and blanket testing (where all employees are tested).